Terms and Conditions – kelonapryvia.sbs Financial Blog
These terms govern your use of kelonapryvia.sbs, a financial advice blog. By accessing our site, you agree to these terms, which help ensure the respectful and lawful use of our content and services.
January 2, 2026
Acceptance of Terms
By using kelonapryvia.sbs, you confirm that you have read, understand, and accept these terms. If you disagree, please do not access the site or its content. Continued use represents acceptance of any future amendments as well.
Definitions
To clarify, the following terms are used in this document:
“User” refers to any individual accessing the kelonapryvia.sbs website or content.
“Content” covers articles, blog posts, advice, and related resources on the site.
“Personal Data” means any information relating to an identified or identifiable person as described by law.
“Services” refers to website functions like newsletter subscriptions or contact forms.
Permitted Service Usage
You are authorized to use this site for informational, personal, and non-commercial purposes related to financial literacy.
Eligibility
Use of kelonapryvia.sbs is intended for individuals aged 16 and above, residing or accessing the site in Malaysia.
If you are under 16, please do not provide personal data.
User Responsibilities
Your respectful and lawful behaviour is expected while engaging with our content.
Prohibited Uses
The following actions are not permitted:
Intellectual Property Rights
All content, graphics, and branding on kelonapryvia.sbs belong to the site owner or licensors and are protected under law. Use for personal reference is allowed; reproduction or distribution without consent is not.
User Content and Submissions
By sharing any content through the site, you grant us a license to use and display it as needed.
Your Content Rights and Responsibilities
You are solely responsible for content posted and for respecting confidentiality and legal obligations.
Privacy and Data Management
Our use of personal data follows the Malaysian Personal Data Protection Act. Details are provided in our Privacy Policy. Use the site only if you consent to these practices.
View Privacy PolicyDisclaimer and Limitation of Warranties
Content is for informational purposes only and is not professional, legal, or investment advice.
Use at Your Own Risk
We do not warrant content accuracy or outcomes. Use information at your discretion, as financial situations vary.
Limitation of Liability – Please Read Carefully
Site owners and contributors are not liable for direct or indirect damages from your use of kelonapryvia.sbs.
Indemnification
You agree to indemnify us against any loss, claim, or harm resulting from misuse of the site or violation of these terms.
Dispute Resolution and Jurisdiction
Any dispute should be resolved amicably and in accordance with Malaysian law.
Arbitration
If disputes are not settled amicably, arbitration in Malaysia will be the agreed method.
Parties bear their own costs unless otherwise ordered by the arbitrator.
Online Dispute Resolution
Users may access Malaysia’s online consumer redress mechanisms where available for issues arising from this site.
Read Our DisclaimerSeverability
If any provision is deemed unlawful or unenforceable, the remainder of these terms remains valid.
Entire Agreement
These terms represent the full agreement between you and kelonapryvia.sbs regarding site use.
Applicable Law and Venue
These terms are governed by the laws of Malaysia. Disputes will be settled in Malaysian courts.
Termination
We reserve the right to restrict or terminate your site access for any breach of these terms.
Modifications
We may update these terms. You are advised to review them periodically for changes.
Contact for Terms and Conditions
Contact us using the details below for questions about these terms.
Email Address: content@kelonapryvia.sbs
Phone Number: +60 7-031 8485
Office Address: Regus - Kuala Lumpur The Vertical Corporate Towers, Kuala Lumpur 50470 Malaysia
Effective Date of Terms: January 2, 2026
Version: 1.2